One day, Sarah went to the bank to meet with her advisor. She laid out her financial goals and plans for the future. She showed him a budget she had created to track her spending and make sure she stuck to it. Her advisor was impressed with her ambition and gave her some tips on how to maximize her savings. “You are on the right track,” he said. “Make sure you pay yourself first. That means putting some money away each month into a savings account or investments, before you use it for anything else. That way, you’ll